Have a strong desire and will to improve their living conditions. Maintain a source of income and steady employment. Work a minimum of 500 sweat equity hours toward their home and work on the homes of other families.9 Be committed to working in the fundraising for their home and participate in Habitat events. Make monthly mortgage payments on their home. Homes are sold to the families at no interest mortgages with a term of 20-30 years. Work with volunteers, committees, partners in all phases of construction of their home. Attend all required meetings on home ownership, hand on construction, budgeting, parenting and home maintenance